Mortgage Calculator

This calculator provides an estimate of your monthly mortgage payment, including principal & interest, property taxes, home insurance, and automatic PMI (Private Mortgage Insurance) if your down payment is less than 20% of the home’s price. Actual terms and rates may vary.

State: — Select State — Alabama (AL) Alaska (AK) Arizona (AZ) Arkansas (AR) California (CA) Colorado (CO) Connecticut (CT) Delaware (DE) Florida (FL) Georgia (GA) Hawaii (HI) Idaho (ID) Illinois (IL) Indiana (IN) Iowa (IA) Kansas (KS) Kentucky (KY) Louisiana (LA) Maine (ME) Maryland (MD) Massachusetts (MA) Michigan (MI) Minnesota (MN) Mississippi (MS) Missouri (MO) Montana (MT) Nebraska (NE) Nevada (NV) New Hampshire (NH) New Jersey (NJ) New Mexico (NM) New York (NY) North Carolina (NC) North Dakota (ND) Ohio (OH) Oklahoma (OK) Oregon (OR) Pennsylvania (PA) Rhode Island (RI) South Carolina (SC) South Dakota (SD) Tennessee (TN) Texas (TX) Utah (UT) Vermont (VT) Virginia (VA) Washington (WA) West Virginia (WV) Wisconsin (WI) Wyoming (WY) Home Price: $300,000.00 Down Payment: $60,000.00 Annual Interest Rate: 3.50% Loan Term (Years): 30 Annual Property Tax Rate (%): Annual Home Insurance ($):

PMI: Private Mortgage Insurance is automatically added if your down payment is less than 20% of the home price. This calculator assumes an annual PMI rate of 0.5%. Actual rates will vary.

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Disclaimer: This mortgage calculator is for educational purposes only and does not represent a guarantee of your actual monthly payments or loan terms. Additional fees or taxes may apply. These average property tax and insurance values are approximate. Consult with a financial or real estate professional for current rates and personalized information.